The foreclosure crisis has been devastating. Families who can no longer afford their mortgage payments are forced into bankruptcy, while banks are left with properties valued at less than the loan principal. The solutions proposed so far have primarily focused on loan re-modification measures that only slightly ease the financial burden on homeowners and frustrate lenders who are forced to accept less attractive loan terms. However, one solution that has not been discussed in Congress could resolve the housing market crisis while benefiting families and investors. The reality for many homeowners is that they simply cannot make their mortgage payments; due to the depreciation of real estate prices, they are also unable to sell. Unfortunately, foreclosure has long been the only way out. According to the Center for Responsible Lending, a home is foreclosed on every 13 seconds. What if these same homeowners could somehow rent out their current residence and avoid foreclosure altogether? An extremist approach would call for federal and state governments to buy properties close to foreclosure and then rent them out. A much better solution is to offer incentives to investors to turn distressed homes into attractive investment opportunities that will boost home sales, while simultaneously offering low rents to current residents – what can be called rightly the real estate investment revitalization program. remain at historically low levels, the levels have proven ineffective in promoting such a buy-and-lend approach. However, by additionally offering low or even zero interest secondary loans, the REIRP would incentivize investors to adopt a buy-and-hold investment strategy, as there would be the risk of further depreciation. ..... middle of paper... ...contributed to a huge price depreciation in the hardest-hit regions when the housing bubble burst. The Real Estate Investment Revitalization Program offers a unique solution to the foreclosure problem currently facing the United States. By bringing investors and distressed homeowners together in a mutually beneficial agreement, REIRP solves the problems inherent in loan restructuring programs. Additionally, it gives current homeowners the opportunity to sell their property, something Fannie Mae's Deed for Lease and other programs are not able to do. REIRP may not be the best solution for everyone, but the program would undoubtedly help many struggling homeowners avoid foreclosure while creating attractive investment opportunities that would help boost home sales – a positive result for families, investors and the entire real estate market..