Banking sectorSome specialists have studied the modern banking sector. Here is the result of their research. Say no to plagiarism. Get a tailor-made essay on “Why Violent Video Games Should Not Be Banned”? Get the original essay Goyal and Joshiin (2011) suggest that people are aware of most issues related to the environment and the hazardous effects of factories and manufacturing industries. Researchers have found that organizations must adopt a sustainable and achievable advantage by creating eco-friendly products that do not harm the environment and our society. Banks can show their good intention towards society and the environment by providing loans to organizations that want to create environmentally friendly products, or that work in an ethical or socially responsible manner, or that want to help society as a Non-profit organizations or those with good intentions towards society. However, this could affect economic development and industrial growth, but our environment and society do not allow this development at the cost of environmental depletion. Green (1989) discussed the ethical responsibility of business from the banking or business perspective, but business has some responsibility to society and works as an ethical organization. The status of a company and its works are recorded and observing its ethical work can affect the image of the company and ensure the success or failure of its business as it depends on the nature of its work. However, all financial companies have a bad history of investing their interests against legal methods. Companies are sometimes exposed to corruption, and this affects their image and their activity. Winbladh (2014) wants to describe the importance of ethics in business and relate it to law. According to the author, financial intermediaries must respect regulatory instructions, industry values ​​and act morally. In their research, they described the questions, for example, what do you think, why financial institutions need to work on ethical standards or need transparency within their institution? He also asked: why do we need to measure ethics in business or ethics towards the customer? Alternatively, ethics towards employer or employee and society, it also tries to examine the aspects of financial services on ethical services towards stakeholders. Their research covers ethical values ​​in financial sectors and stakeholders' views on current performance as well as trends. Cowton (2002) provides an introduction to the concept of what is frequently described as "integrity, responsibility and affinity", three aspects of banking and financial ethics. The banking sector is common with other areas of financing; it is often considered an unethical field focused solely on risk and return. However, ethics has a vital role to play in both traditional business and banking progress. Drawing on a speech delivered at a European Union conference on financing small and medium-sized enterprises (SMEs), their research aims to provide an overview of ethics in banking using three terms. Clerck (2003) describing the essential elements of the economic financial crisis, a certain period of time, especially banks, and the weakness of moral values ​​in the design and sale of complex monetary products, the processdecision-making is a short-term perspective of businesses. An ideal ethical bank name is Financial Facilities. In this context, there are growing demands for transparency, sustainability and corporate social responsibility. Belás (2012) aims to examine the public framework of the baking industry and define the qualities of CSR and moral values ​​of an ethical bank. The authors present the results of his research on the ethical mentality of employees in the banking sector. The objective of financial institutions and banks is based on market values ​​and operates through financing from others. The lack of ethical standards is revealed in times of financial crisis. In the commercial banking sector, public opinions have changed due to the crisis. An ethical principle must be applied because these crises have increased the force to be applied, which indicates the appropriate complement to the financial rule. Based on his research, he said that this document promotes enthusiasm for society and economic values ​​and that it is possible to generate profits without harming social and economic values. Tischer (2013) explores how ethical banking has become integrated into the financial services sector and highlights the political-economic dynamics that facilitate or hinder the development of the sector. To this end, the thesis develops a conceptual framework that draws on the literature on industrial districts and embeddedness. The thesis also models and analyzes the ethical banking network using social network analysis. The previous author develops an understanding of the business models of ethical banks and how the sector is organized within the banking industry. Data on banks' relationships with other organizations collected through questionnaires and interviews conducted with surveyed companies to explore ethical banking as an industry from the perspective of ethical banks themselves. Additionally, business, industry and legislative publications were analyzed to add context and validate the findings. Benedikter (2011) defines the role of the private sector and financial institutions in particular, and how this is an important role in creating a truly sustainable world. Many organizations work in which non-governmental organizations (NGOs), ethical depositors, consumers, rational, leading and international businesses work to formulate or create a triple bottom line of a reality which is (profit, people and the planet). The author's article is an introduction to an idea that is frequently described as "moral, social, environmental, solidarity or alternative, etc." » banking and finance. Commercial banks have made underdeveloped traditional values ​​their core business in which they are specifically characterized by targeted and efficient values. His research provides insight into this field where he shows the pioneers of the modern world how they fit into a historical context. The author gives some examples of banks that work as an ethical bank, have an ethical point of view and have high hopes for an ethical and sustainable world. Ethical Goyal and Joshi (2011) define the ethical issues in the banking sector which can affect the image and trust of banks which can be fluctuated by the unethical behavior of banks or their activities. It consists of three parts. The first part presents a historical context of the banking sector. In the second part, the authors explain the importance of banks and the nature of their work, as well as how they are associated with theeconomic performance and the country's financial system. The banking and financial sector plays a vital and crucial role in shaping public policy in today's business environment. This article highlights the social and ethical issues in the banking sector, such as social banking, ethical banking, green banking, global banking, rural banking and agro-banking, which contribute to the sustainable development of the banking sector and financial. Green (1989) discusses how ethical issues influence long-term transactions. They asked the first question: whether a company or, like an individual, has an ethical duty. If we think about it, yes, they did and he suspects that most people would accept that companies were ethical dealmakers. According to the author, as with any person, a company's actions can bring good or harm, meaning the action can be beneficial or harmful. Businesses are required to comply with the law and benefit from legal protection assistance. However, a company's inadequate accountability status is not intended by society to protect it from the consequences of immoral performance. However, this is only a formal situation. More positively, a society reflects the composition of its members and the attitude of its management. Winbladh (2014) concluded that failure to follow best practices and the highest level of ethics is risky and can lead to huge losses, including insolvency. The GIPS standard provides a good comprehensive framework that has become the de facto industry standard. The main issue is not to make the instructions stricter but to ensure respect and compliance with established morals. Internal and external inspection and an obedience department/compliance officer are necessary to prevent fraud and other unethical conduct towards their customers. Carrasco (2006) defined the relationship between ethics and banking. In the first section, it defines the views and values ​​of the ethical order. Moral conscience had been overcome after individualistic and useful analysis. However, many people instruct their behavior according to a system worthy of the name, which adapts to social problems such as balance with nature, esteem for human rights and parity of opportunity. Clerck (2003) describes the need for the financial sector to work towards evolution and with conviction so that society provides the best conditions of benevolence and additional attractiveness. As an ethical bank, banks have a responsibility and especially expect to work for society and civilization to create a sustainable and developed world. Banks should use their finances to improve the economy rather than making profits and neglecting their responsibilities. If they wish, they can create NGOs to help society and launch microfinancing, provide small loans to help young entrepreneurs, or make charitable donations or organize charity events. Money, wealth, invested insightfully and intelligently as a mechanism for maturation and quality improvement, social development has a great influence on these things. This impact is an impartial boldness in financing and borrowing. In the financial market, monetary systems become motorized and develop overwhelming forces at work. Managers and financial institutions are concerned about this method which avoids minimizing risks. Belás (2012) pointed out that in his research he used analysis, these analyzes are based on critical bases for data collection, he used internal and external sources like questionnaires, surveys,designed forms, exams and interviews. The authors use these journals for their analyzes and discover the techniques of economics with their collective structure and for ethical banking procedures, instead of the typical economics journals in the field of business-related banking. The authors' research focused on banking management, which is difficult to approach from a theoretical judgment. The author's research has produced very interesting results in the area of ​​improving the performance of bank employees and their work with the development of the needs of their customers in the banking financial sector; this could lead to an increase in the economic success of banks. Ethical Issues in Banking Goyal and Joshi (2011) concluded that they have gone through a series of developments that are happening in the current business scenario. Furthermore, in the last part, they analyze the review of previous studies on the theme. In conclusion, they discussed some important issues regarding environmental problems and increasing harmful influences of industrial development in society. They emphasized that it is important for organizations to embrace sustainability as it provides benefits by creating eco-friendly, eco-friendly or recyclable products for society. If banks grant their loans to ethical and social companies that care about the environment, they can then project themselves as an ethical bank. However, it is possible that this will slow down our economic growth, but humanity cannot allow this growth due to the depletion of the Earth's environment, wildlife and natural resources. It is much better to use loan financing based on a societal measure rather than purely generating profits. It is best to focus on one important issue regarding ethical banking. However, it is possible to achieve this by putting the interest of society ahead of self-interest. Green (1989) concluded that banks must be trustworthy to their customers who trust them to ensure that their money is safe and in good hands and that they have a responsibility to use their money conscientiously and to lend it to the person responsible for it. Banking is an important segment of risky business where you are rewarded for your ethical practices. Help depends on customers to make their business successful and demonstrate moral values. Banks are expected to help people avoid their burdens and incentives. The responsibility of banks extends to society, customers, consumers, stakeholders, faculty, employees, staff and the government. Winbladh (2014) determines in his study on the current compartment, the principles and learning of the journals in his field. The properties of the result will cover the ethical compartment of the financial sectors. The authors question by giving ideas such as ethical ideas for the advancement of society and what stakeholders want without consulting what we have today. His research proposals could cause industries to change their views based on the issue of their loyalty and dedication. Carrasco (2006) concluded in this section that they discussed the behavior of society, in which society always has the power to change its state, it always has this authority because it is both a consumer and an investor. If people are investors, they have the power to choose in the monetarist market among establishments and products. The author summarizes his work for economic trends that perceive amoral ethics. Since his research aims to analyze banking ethical attitude towards customer preferences, it could provide useful insights into ethics in banking; this study provides the reasons why banks failed in banking ethics and reckless risk taking. One of the major causes of financial crises was the lack of effort by banks to have good ethics. Cowton (2002) concluded that truthfulness is an important quality for building faith and is essential for financial institutions to usher in it. In ethical banking, they should try to avoid loan penalties and work with empathy, which will bring investors and borrowers closer together, which would not be possible under conventional or commercial banking. Responsibility, they must carefully use the investment they use as a loan, they must ensure that the loan must be used appropriately or correctly or used for useful purposes for the company. Finally, they must understand the ethical or moral values ​​of economic development or society. For affinity purposes, they make affinity credit cards, each time this card uses for the transaction a small amount of money is donated to the charity. Clerck (2003) concluded that they examined and assimilated return on assets (ROA) and impartiality over a period of over 5 years for ethical and commercial eco-label registered banks. The author has done the critical analysis; he used a weighted data standard and an unbiased lens for his analysis. In conclusion, it determines that the rates of return are high for commercial banks because if they take higher risks, there is a chance of getting a higher rate of return. However, if we compare ethical banks with conventional banks, we will find that ethical banks are more modest than conventional banks because they adhere to the conditions of the existing system. Villa (2003) defined in his research that banks play a very crucial and important role in the economy and in the field of all commerce. His research aims to examine the ethical foundations on which banking practice presents characteristics suitable for banks and bankers. The author also talks about the conflicts of banks among its customers, pricing structure, policies, insurance policies, lending and borrowing policies that play a role of conflict of interest. His research examines evidence from qualitative interviews with senior bankers from different locations in banking. There is a critical situation to attribute an ethical catastrophe to American trainings that trigger disasters that have overwhelmed owners and the global economy. Belás (2012) suggested that moral principles attempt to demonstrate that knowledge in business, but in business, is not mutual. It is unexpected for the self-control apparatus that corporate social responsibility to act in favor of business ethics in the evaluations of corporate management. Some specific commercial banks have a useful marketing tool, namely ethics and their responsibility to society, which is considered a tool for cooperation with the public from the point of view of bank management and is not combined with the conditions of the banks. We have witnessed the crisis in the financial sector which is occurring due to the lack of ethical values ​​in different processes. Tischer's (2013) methodology consists of social media analysis, interviews and data analysis ?.