Table of ContentsINTRODUCTION: 3BACKGROUND: 3RESEARCH QUESTIONS: 4HYPOTHESES: 4INVESTMENT OVERVIEW: 4-MONEY AND EQUIVALENTS…………………………………… …………………… ………………………………………-OBLIGATIONS………………………………………………………………… …………………… ……………………………………- STOCKS…………………………………………………………………… ………………… ………………………………… OVERVIEW OF QUESTIONNAIRE: 6ANNEX A: 8REFERENCES: 9INTRODUCTION:The aim of this study is to investigate the investment practices of young people in my region. All young people should invest financially for the future – for different reasons. Some reasons may be because their working years are coming to an end or as a safety net in case they need additional unforeseen reserves. However, not all young people invest, and those who do invest different amounts and in different ways. This study will examine how much young people invest, what types of investments are commonly used and through which vehicles. BACKGROUND: Investment is defined as an “asset or item purchased with the expectation that it will generate income or appreciate in value in the future.” (Investopedia, January 1, 2014). However, not all assets generate the same return, as it depends on the investments made, the vehicles used and the duration of the investment. Young people aged 18 to 30 are generally still studying or in their first years of work. . They have a lower salary at this age and have less leverage to both cover their debts and save financially. Youth unemployment is also high according to Deloitte statistics: 42% of people under 30 are unemployed, and a total of 24.7%. unemployment rate at all ages according to Statistics South Africa (February 5, 2014). This leads us to assume that fewer young people are saving because they have no income to save on.V...... middle of paper ...... library 2010The Wall Street Journal, 'State Street Report takes the pulse Buy-side firms are required to clear OTC derivatives. State Street Corporation, July 30, 2013 Wiley, “Defining Debt Instruments.” UNISA Library (http://0-onlinelibrary.wiley.com.oasis.unisa.ac.za/doi/10.1002/9781118258248.ch1/pdf) Wiley, “Definition of equity instruments”. UNISA Library (http://0-onlinelibrary.wiley.com.oasis.unisa.ac.za/doi/10.1002/9781118258248.ch1/pdf)www.bondexchange.co.za, unclassified, “volcanic eruption for bonds SA”. ' May 6, 2013www.budgeting.about.com January 23, 2013www.investopedia.comwww.southafrica.info/business/economy/econoverviewwww.wisegeek.com/what-are-the-different-types-of-financial-investments.htm